Honey Bee Damage & Homeowners Insurance: What's Covered?

In most cases, standard homeowners insurance policies do not provide coverage for damage caused by honey bees. Bee infestations and the associated property damage are generally considered to be an "excluded peril" under homeowners insurance policies. It is important to note, however, that coverage may vary depending on the specific terms of your insurance policy and where you reside. Some insurers may offer optional add-on coverage or endorsements that provide coverage for bee-related damages. If you reside in an area known to have bee populations, it is recommended to review your homeowners insurance policy carefully to understand your coverage and assess whether additional protection may be necessary.