Liability Insurance for Nurse Staffing Agencies: A Comprehensive Guide

Essential insurance types for nurse staffing agencies:

• Professional Liability (Errors & Omissions): Covers claims of service-related injury/damage; legal costs, damages, settlements.
• General Liability: Protects against bodily injury, property damage, advertising injury from operations.
• Workers' Compensation: Covers nurse work-injury lawsuits; lost wages, medical costs.
• Commercial Auto: Covers property damage/bodily injury from company vehicles.
• Cybersecurity Liability: Protects against data breach/cyber incident liability.
• Employment Practices Liability (EPLI): Covers discrimination, wrongful termination, sexual harassment claims.
• Fiduciary Liability: Covers liability for employee benefit plan management.
• Renter's/Commercial Property: Protects building and assets.
• Umbrella Insurance: Additional coverage beyond primary policy limits.