How to Purchase Maternity Insurance After a Pregnancy in North Carolina

Pregnancy related health care costs can be extremely high if you do not have maternity coverage. According to the American Pregnancy Association, delivery costs alone range from $6,000 to $8,000. In North Carolina, there are several options for obtaining insurance after a pregnancy.

Pregnancy Medicaid

• One option for obtaining insurance after a pregnancy in North Carolina is Pregnancy Medicaid. Coverage is only available for services related to the pregnancy, such as prenatal visits, delivery and postpartum care, as well as childbirth and parenting classes. To be eligible, your family's monthly gross income cannot exceed 185 percent of the federal poverty level, which is $2,823 for a family of three, as of April 2009.

Ameriplan Coverage

• You can also purchase Ameriplan coverage to obtain maternity care after you become pregnant. According to the company's website, it is not a health insurance company, but a Discount Medical Plan Program. By joining the plan you can receive a discount on services from participating doctors and facilities.

Cumberland County Maternity Clinic

• The Cumberland County Health Department offers a Maternity Clinic with fees based on a sliding scale. Services provided include prenatal care, lab work and delivery. According to the program's website, all pregnant females are eligible.