Can a Power of Attornery change the beneficiary his life insurance if both he and wife are in nursing home?

Generally, a power of attorney does not grant the authority to change the beneficiary of a life insurance policy. The power to change beneficiaries is typically reserved for the policyholder. However, there may be exceptions to this rule depending on the specific terms of the power of attorney and the laws of the jurisdiction where it was granted.

In the case of a married couple who are both in a nursing home, it is important to consider the legal framework surrounding powers of attorney and life insurance policies in the specific jurisdiction where they reside. Some jurisdictions may have specific laws or regulations that address this scenario.

In general, it is advisable for the couple to consult with an experienced estate planning attorney to understand their rights and options. The attorney can provide guidance on whether the power of attorney granted by one spouse allows for changes to life insurance beneficiaries, and can also assist in making any necessary changes or updates to the policy to ensure that the couple's wishes are respected.