What type of insurance require a medical exam to be taken?
Life Insurance-Life insurance policies with larger coverage amounts often require a medical exam.
-The medical exam aims to assess the applicant’s overall health and risk factors, which helps the insurer determine the appropriate premium rate and risk assessment.
-Depending on the insurance company, the medical exam may include measurements such as blood pressure, cholesterol levels, urine and blood analysis, and a review of medical history.
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