Consumer Recovery Systems (Cons Rec Sys): Medical Collection Agency Profile

Consumer Recovery Systems, Inc. (Cons Rec Sys) is a U.S.-based medical debt collection agency. They specialize in recovering outstanding healthcare receivables on behalf of hospitals, physician groups, and other medical providers.

Key Facts

• Industry: Healthcare revenue cycle management / accounts receivable recovery
• Regulation: Subject to FDCPA (Fair Debt Collection Practices Act), HIPAA, state collection laws
• Typical clients: Hospitals, health systems, physician practices, ambulance services, labs
• Services: Early-out/self-pay, bad debt placement, insurance follow-up, patient financial counseling

Consumer Rights

If contacted by Cons Rec Sys:

• Request written validation of debt (within 30 days of first contact)
• Verify accuracy: amount, dates, provider, insurance adjustments
• Negotiate payment plans or settlements
• Dispute inaccurate reporting to credit bureaus
• Know FDCPA protections: no harassment, false threats, calls at unreasonable hours

Medical debt has unique consumer protections (e.g., 180-day credit reporting delay, removal upon payment by insurance). Consult a consumer attorney or credit counselor for complex situations.