How do I Figure the Spend-Down Amounts for Ohio Medicaid?

Ohio has spend-down rules for those who would otherwise qualify for the Medicaid program if their incomes were not so high. Groups eligible for the spend-down program include those who are 65 years or older and those with disabilities. The spend-down amount for each beneficiary is unique and depends on the income of each individual. The spend-down amount is the amount of money that a beneficiary will need pay towards medical expenses before his Medicaid benefits kick in.

Things You'll Need

• Monthly income total
• Current countable income limits
• Current income disregard

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Instructions

• 1

  Start by adding up your monthly income. If you are married, add in your spouse's monthly income.

• 2

  Deduct the countable monthly income limit. This limit will be different for individuals and couples. As of 2010, this limit was $800 for individuals and $956 for couples.

• 3

  Subtract another $20 for income disregard. This is the amount as of 2010 and may change. Your Medicaid spend-down amount is the total amount after you have subtracted the countable monthly income limit and income disregard from your monthly income.