VA Financial Counseling: Services and Eligibility for Veterans and Families

The VA offers financial counseling to veterans, active-duty service members, reservists, National Guard, and their spouses, surviving spouses, children, and dependents. Services include:

  • Budgeting: create and track income/expenses.
  • Debt management: repayment plans, creditor negotiation, loan consolidation.
  • Credit management: build good credit, obtain reports, manage debt.
  • Financial planning: retirement, home buying, education savings.
  • Investment advice: safe choices, fee/risk understanding, diversification.

Access online, by phone, or at local VA health centers.

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