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Kentucky Workers' Compensation for Finger Amputation: Benefit Amounts
Kentucky's workers' compensation system provides scheduled benefits for finger amputations based on the specific digit and joint lost. Benefits are calculated as a percentage of the worker's average weekly wage (AWW), subject to state maximums.
Scheduled Permanent Partial Disability Benefits
| Body Part Lost | Weeks of Compensation | Percentage of AWW |
|---|---|---|
| Thumb | 125 weeks | 66.67% |
| Index Finger | 83 weeks | 66.67% |
| Middle Finger | 75 weeks | 66.67% |
| Ring Finger | 66 weeks | 66.67% |
| Little Finger | 58 weeks | 66.67% |
| Distal Phalanx (Tip) of Thumb | 12.5 weeks | 20% (of thumb value) |
| Distal Phalanx of Index, Middle, or Ring Finger | 10 weeks | 20% (of finger value) |
| Distal Phalanx of Little Finger | 8.3 weeks | 20% (of finger value) |
Additional Benefits
- Medical Benefits: Covers all reasonable and necessary treatment related to the injury.
- Temporary Total Disability (TTD): 66.67% of AWW during period off work post-injury (subject to waiting period).
- Permanent Partial Disability (PPD): If the amputation reduces overall earning capacity beyond the scheduled award, additional benefits may be available.
Note: Benefit calculations can be complex. Injured workers should consult a Kentucky workers' compensation attorney to ensure full entitlements.
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