Funding Lap Band Surgery: Insurance, Costs & Payment Options

Are you planning a lap band surgery and worried about how to pay for it? Your worry may be justified as not only is this type of surgery relatively expensive, it might not be covered by your insurance. Read on to find out how to pay for lap band surgery.

Instructions

• 1

  Talk to your insurer and study your insurance policy thoroughly. This will help you know if your policy covers obesity surgery.

• 2

  Consult your doctor and ask him to suggest ways in which the procedure can be covered under your insurance plan. Remember that if you word the procedure carefully, your insurer may see the critical need for the surgery.

• 3

  Take a personal loan from your bank. This way you can ease the burden of paying a huge amount up front.

• 4

  Look for surgeons or hospitals that provide payment options to their clients. Check the interest rate that your doctor or hospital will charge.

• 5

  Consider paying half of the amount in cash and the rest with a credit card. This way you can split the payment into installments.

• 6

  Tell your family about your decision to have lap band surgery. Ask them not to purchase any gifts for you on your birthday or other occasions. Suggest that they contribute this money to your surgery instead.