Maryland Health Insurance Options for Individuals: Plans & Resources

Individuals have several options for health insurance plans in the state of Maryland. There are plans from private insurance companies, as well as those that are managed by the state.

Maryland Health Insurance Plan

• According to the plan's website, the Maryland health insurance plan is a state-managed policy for individuals who can't obtain coverage through other health policies. Maryland's general assembly established the program in 2002.

Private Companies

• CareFirst BlueCross BlueShield and Aetna are two companies that offer individual health insurance plans in Maryland. According to Aetna's website, two of the plans available work with health savings accounts. Both companies offer Medicare plans.

Medicaid

• Medicaid is a state-administered program that pays the medical bills for certain needy individuals, according to Maryland's Department of Human Resources. Citizens already receiving other forms of public assistance are automatically granted eligibility.