Secondary Insurance Overpayment: Understanding Your Rights & Options

Secondary insurance overpayment occurs when the insurer reimburses more than the entitled amount. Common causes include unawareness of other coverage, calculation errors, or reimbursement for non-covered expenses.

What to Do If Overpaid

• Notify the secondary insurer promptly.
• Repay the overpayment; failure may lead to policy cancellation or reduced coverage.

Prevention Tips

• Inform all insurers about other coverage you hold.
• Review Explanation of Benefits (EOB) statements for accuracy.
• Contact the insurer directly with coverage questions.