Custodial Care Insurance: What You Need to Know

Custodial care, which includes assistance with daily activities such as bathing, dressing, and eating, is typically not covered by traditional health insurance plans. Long-term care insurance policies, however, can provide coverage for custodial care services received at home or in a facility such as a nursing home or assisted living community. It's important to carefully review the terms and conditions of any long-term care insurance policy you are considering, as coverage can vary among policies and may have limitations or exclusions. It is also advisable to consult with a qualified insurance professional to determine the best long-term care insurance options for your specific situation and needs.