What is the average cost of health insurance per month?

According to the 2021 Kaiser Family Foundation Employer Health Benefits Survey, the average annual cost of employer-sponsored health insurance for a family of four was $22,221, with the employer paying $15,671 and employees paying $6,554. This amount includes premiums, deductibles, copayments, and coinsurance.

On average, single employees in 2021 paid $7,739 for health insurance, while couples paid $22,221. Monthly costs varied widely depending on factors such as the type of health plan, the deductible level, the size of the employer, and the geographic location.

For reference, below is a breakdown of the average monthly cost of health insurance by type of plan and family size in the United States in 2021:

Employee-Only Coverage:

- Single adult: $496

- Family: $1,836

Employer-Sponsored Coverage:

- Single adult: $213

- Family: $730

It's important to note that health insurance costs can vary significantly depending on several factors, including the state in which you live, the type of plan you choose, your age and health status, and the size of your employer's group. It's essential to compare plans and shop around to find the best health insurance option that fits your needs and budget.