Maryland Medical Malpractice Insurance Requirements: A Comprehensive Guide

Yes, medical malpractice insurance is required in Maryland. All physicians and surgeons licensed to practice in Maryland must maintain professional liability insurance in the amount of at least $500,000 per occurrence and $1,000,000 in the aggregate. This insurance must cover any claims for damages arising from medical malpractice, including death or injury to a patient.

In addition to physicians and surgeons, other healthcare providers who are required to maintain medical malpractice insurance in Maryland include:

- Dentists

- Optometrists

- Chiropractors

- Podiatrists

- Physical therapists

- Occupational therapists

- Speech-language pathologists

- Audiologists

- Nurses

- Physician assistants

- Certified nurse practitioners

- Clinical nurse specialists

- Certified registered nurse anesthetists

The amount of medical malpractice insurance coverage required for these healthcare providers varies depending on the type of provider and the scope of their practice.

Medical malpractice insurance is an important way to protect healthcare providers from financial losses due to claims of medical malpractice. It can also help to protect patients by ensuring that they have access to compensation if they are injured due to medical negligence.