Does an employer need to notify employees of health insurance changes?
Yes, an employer must notify employees of health insurance changes.
The Affordable Care Act (ACA) requires employers to provide their employees with a written summary of the health insurance coverage that is available to them. This summary must include information about the plan's premiums, deductibles, copayments, and coinsurance rates. Employers must also provide their employees with a notice if they make any changes to their health insurance coverage. This notice must be provided at least 30 days before the changes take effect.
In addition to the ACA's requirements, some states have their own laws that require employers to notify their employees of health insurance changes. Employers should be aware of the laws in their state to make sure that they are complying with all of the applicable requirements.
