What should you do if were not completely honest on your health insurance disclosure form?

Steps you should take:

1. Contact Your Health Insurance Company

The first thing you should do is contact your health insurance company and explain the situation. Be honest and tell them what information you provided that was incorrect or incomplete.

2. Provide Proof of Corrected Information

Your health insurance company may ask you for proof of the corrected information. This could include medical records, receipts, or other documentation.

3. Pay Any Additional Premiums

If you provided incorrect or incomplete information that resulted in lower premiums, you may be required to pay back the difference.

4. Submit to an Additional Medical Examination

In some cases, your health insurance company may request that you submit to an additional medical examination. This is to assess any changes in your health that may not have been reflected in the original application.

5. Be Aware of Potential Penalties

knowingly providing incorrect or incomplete information could result in penalties, such as having your health insurance policy cancelled or being charged higher premiums.

Moving forward, it's important to provide accurate and complete information on your health insurance applications to avoid any potential issues in the future.