Workers' Comp & Medical Insurance: Employer Rights & Limitations
In most states, employers can change or terminate medical insurance for employees on workers' compensation. Exceptions exist:
- Some states require continued coverage after a certain period (e.g., 90 days).
- Some prohibit termination if it prevents necessary medical care for employee/dependents.
State Examples
- California: Coverage up to 1 year.
- New Jersey: Coverage >180 days.
- New York: Cannot terminate if eligible for NY workers' comp medical benefits.
Federal COBRA may also provide limited coverage. Consult a state attorney if concerned.
Health Insurance - Related Articles
- Health Insurance Plan Types: HMO, PPO, EPO, POS, Catastrophic, Medicare, Medicaid
- Adding a Spouse to Your BlueCross BlueShield Health Insurance: A Step-by-Step Guide
- Medicare Wheelchair Coverage: Costs, Requirements & How to Get Approved
- Understanding Medicare Deductibles: A Comprehensive Guide
- Health Savings Accounts (HSAs): A Guide to Choosing the Right Account
- Texas CHIP: Child Health Insurance Program - Eligibility & Enrollment
- Understanding HSA Portability: What Happens to Your Health Savings Account When You Change Jobs