New Jersey: Surviving Spouse Liability for Deceased Spouse's Medical Bills

In New Jersey, a surviving spouse is generally liable for the deceased spouse's medical debts (pre- and post-death) under the doctrine of necessaries.

Exceptions

• Deceased had life insurance covering the expenses.
• Spouses were legally separated or divorced at time of death.
• Surviving spouse proves inability to pay.

Consult a New Jersey attorney for case-specific advice.