NJ FamilyCare Coverage: Comprehensive Health Services Explained

NJ FamilyCare (New Jersey Medicaid/CHIP) Covered Services

NJ FamilyCare provides comprehensive coverage for eligible low-income residents. Benefits align with federal Medicaid/CHIP requirements plus state enhancements.

Covered Service Categories

Cost-Sharing

  • Most members: $0 premiums, minimal copays ($1–$5).
  • Higher-income (CHIP) may have premiums/copays.
  • No cost-sharing for preventive, pregnancy, emergency, family planning.

Managed Care

Nearly all enrolled in MCOs (Aetna, Amerigroup, Horizon, United, WellCare). Must use in-network providers; PCP assignment required.

Verify: NJFamilyCare.org or call 1-800-701-0710 for current benefits, formulary, and provider directory.

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CategoryExamples
Preventive CareWell visits, immunizations (ACIP schedule), cancer screenings (mammo, Pap, colonoscopy), STI screening, developmental screening
Physician/Provider VisitsPCP, specialists (referral rules apply), FQHC/RHC, telehealth, urgent care, ER (emergent)
Hospital ServicesInpatient, outpatient, observation, ambulatory surgery, transplant (approved centers)
SurgeryInpatient/outpatient, organ transplant, bariatric (criteria-based)
DiagnosticsLab, X-ray, MRI, CT, PET, ultrasound, pathology, genetic testing (criteria)
Prescription DrugsFormulary (PDL) – brand/generic; prior auth for non-preferred; $1–$3 copay (most)
Mental Health/SUDOutpatient, IOP, PHP, residential, MAT (buprenorphine, methadone), crisis
Rehab/HabilitationPT, OT, ST, cardiac/pulmonary rehab, DME, orthotics/prosthetics
Maternity/NewbornPrenatal, delivery, postpartum (12 mo), newborn care, lactation, doula (pilot)
Dental (Children <21)Comprehensive (EPSDT): preventive, restorative, ortho (medically necessary)
Vision (Children <21)Exams, frames, lenses, contacts (EPSDT)
TransportationNon-emergency medical (NEMT) to covered appointments
Long-Term ServicesMLTSS (Managed Long Term Services & Supports) – HCBS, nursing home