Aflac Short-Term Disability Insurance: Benefits & Coverage

Aflac provides supplemental insurance policies that pay benefits directly to the individual and not to a medical facility. Aflac has various types of supplemental medical policies, including short-term disability.

Function

• Aflac's short-term disability policy pays you a percentage of your normal monthly income while you are unable to work due to an illness or injury.

Time Frame

• Short-term disability payments varying in duration according to the extent of the injury and illness and according to the exact policy purchased.

Benefits

• Aflac provides disability benefits to compensate for income lost as the result of disability. These benefits will allow you to continue to pay bills and maintain your household.

Considerations

• Aflac's disability insurance programs are designed to be used temporarily. Should your disability continue for an extended period of time, you will be encouraged to file for government disability.

Other Information

• Aflac disability covers maternity disability just like any other medical disability. Also, the Aflac disability insurance is typically purchased through your employer, but it can be maintained even if you leave your job.