Family Credit Counselor: Duties, Qualifications, and Career Path

Job Duties

• Review clients' financial situations (income, assets, debts)
• Negotiate with creditors (reduce rates, waive fees, extend payments)
• Develop personalized debt management plans
• Educate on financial management and budgeting
• Provide ongoing support and guidance

Qualifications

• Bachelor's degree in finance, business administration, or related field
• Experience in credit counseling or financial field
• Excellent communication and interpersonal skills
• Strong analytical and problem-solving abilities
• Ability to work independently and in teams

Work Environment

Fast-paced, high-pressure; may work solo or in teams at credit counseling agencies, financial planning firms, or government agencies.

Salary and Benefits

Average annual salary: $55,000 (range $35,000–$85,000 based on experience/location). Benefits typically include health, dental, and retirement plans.