What is the definition of a preexisting condition?

A preexisting condition is a health condition that a person has before they enroll in a health insurance plan. Some examples of preexisting conditions include:

* Heart disease

* Cancer

* Diabetes

* Asthma

* Obesity

* Pregnancy

Preexisting conditions can make it more difficult to get health insurance, and they can also lead to higher premiums. However, there are laws in place that protect people with preexisting conditions. In the United States, the Affordable Care Act (ACA) prohibits insurers from denying coverage to people with preexisting conditions. The ACA also limits how much insurers can charge people with preexisting conditions.

If you have a preexisting condition, it's important to shop around for health insurance plans that offer good coverage at an affordable price. You may also want to consider talking to a health insurance broker who can help you find the best plan for your needs.