Finding Consumer Counseling Services: Resources and Assistance

Consumer counseling services are available through:

Government Agencies

  • Consumer Financial Protection Bureau (CFPB): Free counseling on debt, credit repair.
  • Federal Trade Commission (FTC): Information on identity theft, fraud, privacy.

Nonprofit Credit Counseling Agencies

  • National Foundation for Credit Counseling (NFCC): Accredited agencies for debt management, budgeting, education. Call 1-800-388-2227.
  • American Consumer Credit Counseling (ACCC): Similar services; call 1-800-388-2227.

Legal Aid

  • Local legal aid organizations for debt collection, bankruptcy, consumer rights.

Online Resources

  • CFPB website: Financial planning, credit reports, debt tips.
  • FTC website: Articles, guides, complaint filing.
  • Financial wellness sites (NerdWallet, Credit Karma, The Balance): Budgeting, credit building, debt repayment.

For personalized help, contact an NFCC- or ACCC-accredited agency.

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