Bone Spurs & Insurance: Are They Considered Pre-Existing Conditions?

It depends on the individual insurance plan and the specific circumstances. Some insurance plans may consider a bone spur a pre-existing condition, while others may not. It is important to check with your insurance provider to determine whether a bone spur would be considered a pre-existing condition under your specific plan.

Generally speaking, a pre-existing condition is a medical condition that you had before you started your health insurance plan. Insurance companies may exclude coverage for pre-existing conditions, or they may charge a higher premium for coverage.

If you have a bone spur, it is important to talk to your doctor about your condition and how it may affect your health insurance. Your doctor can help you determine whether a bone spur would be considered a pre-existing condition under your specific plan.